Guides
The Questions Worth Answering Before You Commit
Practical guides written by a broker who spent 14 years inside a bank. No jargon, no sales pitch, just the questions that decide how much a purchase really costs you.

For First Home Buyers
Before You Buy Your First Home
Grants and concessions are worth tens of thousands, and most buyers only find out what they qualified for after the fact. This guide walks through the five questions that decide which schemes apply to you.
- Which schemes you qualify for, and how to stack them
- The real cash you need at settlement
- The catch behind each scheme, stated plainly

For New Build and Off-the-Plan Buyers
Before You Sign
A build can run 12 to 24 months, and finance approved today may not hold at settlement. These are the five questions to settle before you sign, from shortlisting a development to getting the keys.
- Lender appetite and builder approval, checked early
- Deposit timing and settlement delay
- The valuation gap, and what closes it
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